21 November 2018

Venue: Rue de la Science 14B, 1040 Brussels

09:00 – 09:25: Registration and welcome coffee

09:25 – 09:30: Welcome by EPIF Chair, Elie Beyrouthy, and introduction of keynote speakers

09:30 – 10:10: Keynote speakers

• Mehdi Manaa, Deputy Director General-Market Infrastructures and Payments at European Central Bank
• Eva Maydell MEP 

10:10 – 11:10: The voice of industry on the Future of Payments with senior executives of EPIF members

Set in the form of a fireside chat, senior executives from the industry will discuss the current challenges and opportunities they see for their business in Europe and the actions the EU could take over the next five years to ensure the European payments market remains competitive and consumer-friendly.

Moderated by: Elie Beyrouthy, Chair of EPIF

In conversation:

• Rafael Marquez, Executive Vice President, Consumer Europe at American Express
• Udo Müller, CEO at Paysafecard 
• Giulio Montemagno, CEO of Amazon Pay in Europe
• Ruwan de Soyza, Deputy Group General Counsel at Worldpay
• Thomas Haarmann, Country Manager at Elavon 

11:10 – 11:30: Coffee break

11:30 – 13:00: Panel 1: Landscape of future payment regulation

The conference coincides with the formal coming into operation of the instant payment scheme in the Eurozone. At the same time, the ECB will be launching its own settlement engine for retail payments (TIPS). Against the backdrop of this development, the panel will discuss the expectations and economic impact of instant payments, as well as the regulatory and policy changes this might trigger. How will instant payments interact with the PSD2, payment initiation services, contactless payments and other innovations in the payment sector? Will instant payments create challenges for fraud prevention or the tracking of terrorist financing? What overlaying services will instant payments make possible? What pressures will instant payments put on consumer expectations and other means of payment? How will the PSD rebalance the popularity of different modes of payments? What will happen to cash, cards, account payments and the rise of new payment gateways? What can the customer expect?

Moderated by: Chloe MacEwen, Vice Chair of EPIF

In conversation:

• Ann Borestam, Advisor at the European Central Bank (ECB)
• Helene Oger-Zaher, Payment and Retail Banking Conduct Specialist at European Banking Authority (EBA)
• Ralf Jacob, Head of Unit Retail Financial Services and Payments Unit at DG FISMA, European Commission
• Gijs Boudewijn, Chair Payment Systems Committee at The European Banking Federation (EBF).
• Just Hasselaar, Ecommerce Europe Senior Policy Advisor on Digital Transactions
• Mathilde Bonneau, Government Relations EMEA, PayPal 

13:00 – 14:00: Lunch

14.00 – 14:05: Introduction of the Keynote speaker by Nickolas Reinhardt, Head of EPIF Secretariat

14:05 – 14:20: Keynote speech by Valdis Dombrovskis, Vice President of the European Commission

14:20 – 15:50: Panel 2: Payments - at the cutting edge of new technologies

The payment sector is undergoing radical technological change reducing the barriers to entry and rightly creating new customer expectations. This brings the industry in direct contact with questions about AI, blockchain, cyber security cloud services and other technologies. The non-bank sector has been at the forefront of adopting these new tools. What does this mean for data? Six months into the implementation of the GDPR customers are more sensitized to the use of their data, data security and the potential commercial value of data. How can data analytics allow companies to meet their compliance obligations? How do we deal with machine-to-machine applications? What are the challenges and opportunities to security and fraud prevention? How does the industry deliver for its customers? How will European rules impact innovations and European competitiveness?

Moderated by: Hartwig Gerhartinger, Paysafe

In conversation:

• Paulo Silva, Legal Officer at DG FISMA, European Commission 
• Jean Allix, Special advisor, BEUC 
• Kevin O’Brien, Head of Consumer Protection Policy and Authorisations, Central Bank of Ireland 
• Fabian Vandenreydt, Executive Director, B-Hive 
• Marcel Trik, Bitsafe 

15:50 – 16:10: Closing keynote by Eva Kaili MEP (TBC)

16:10 – 16:15: Closing remarks by Chair of EPIF