Southern Cross Health Society, a not-for-profit friendly society, is the country’s largest health insurer, operating for the benefit of over 860,000 members. We don’t have to pay dividends to shareholders – all money received goes straight back into paying claims, meeting operating expenses and providing reserves for the future.

We have one of the highest claims to premium ratios among New Zealand health insurers. For every dollar we received in premiums in the year ending 30 June 2017, we paid 90 cents back in claims.

Our aim is to provide health insurance that helps our members receive sustainable, accessible and affordable quality healthcare services through our Affiliated Provider programme.

www.southerncross.co.nz/society