Leonard Cheng
Chairman
Investor Education Centre
and Non-Executive Director
Securities and Futures Commission, Hong Kong

Leonard K Cheng is President of Lingnan University in Hong Kong, a Non-Executive Director of the Securities and Futures Commission (SFC), Chairman of the SFC’s Investor Education Centre, and a member of the Competition Commission and Economic Development Commission of the HKSAR Government. Prior to joining Lingnan University in September 2013, he served as Dean of the School of Business and Management of the Hong Kong University of Science and Technology (HKUST) from 2009 to 2013. After teaching at the University of Florida for 12 years, Professor Cheng joined HKUST in 1992 as one of the founding members of the University, where he served as Head of Economics, Associate Dean, and Director of PhD and MBA programmes of the HKUST Business School. The School launched the first inter-continental joint EMBA programme in Asia with the Kellogg School of Management in 1997 -- the programme was ranked the best in the world by the Financial Times for four consecutive years from 2009 to 2012. The School’s own full-time MBA programme was ranked by the FT among the world’s top 10 from 2010 to 2013. Prof Cheng’s research interests include applied game theory, market structure, currency crisis, international trade and investment, technological innovation and imitation, and China’s inward and outward foreign direct investment. He has published papers in many leading academic journals in economics, and has served as an associate editor of the Journal of International Economics and Pacific Economic Review. Prof Cheng has been an adviser to many organisations locally and regionally, including the Broadcasting Authority (later part of the Communications Authority) and the Provisional Minimum Wage Commission of the HKSAR Government. He graduated with a first-class honours Bachelor of Social Sciences degree in Economics from the Chinese University of Hong Kong, and was awarded an MA and a PhD in Economics by the University of California, Berkeley.

Kusumaningtuti Sandriharmy Soetiono is the Member of the Board of Commissioners of the Indonesia Financial Services Authority in charge of Financial Education and Consumer Protection. She began her career in 1980 in the Credit Planning and Supervision Department of Bank Indonesia, and went on to hold a number of senior positions in the central bank, including Acting Director of the Legal Directorate (2001-2003), Director of the Foreign Affairs Directorate (2003-2006); Director of the Centre of Central Banking Research and Studies (2006-2007), and Director of the Directorate of Human Resources (2007-2010). In 2010, Dr Soetiono was appointed Head of the Representative Office of Bank Indonesia in New York, serving until July 2012, when she was was appointed to her current role with the Financial Services Authority by the Chief Justice of the Indonesian Supreme Court for the term 2012-2017. Born in London, UK, Dr Soetiono holds a Law degree from the University of Indonesia, Jakarta, an LLM degree from from Washington College of Law, American University, US, and a Doctorate of Law from the University of Indonesia.

Guy Stuart
Executive Director
Microfinance Opportunities

Guy Stuart is Executive Director of Microfinance Opportunities (MFO). He provides the strategic vision for the organisation in close collaboration with MFO’s team of dedicated professionals. Dr Stuart has extensive experience conducting research on the financial capabilities of low-income consumers. His research has been published in books, peer reviewed journals, working papers and blogs. Before becoming Executive Director at MFO, Dr Stuart was a Lecturer in Public Policy at the Harvard Kennedy School, where he taught courses in management and microfinance for 13 years. At the same time he was a Senior Advisor to MFO and served as Principal Investigator on five Financial Diaries studies and as project leader for the development of the Financial Capabilities Index Web Portal. Dr Stuart received his PhD from the University of Chicago, and is currently a Fellow at the Ash Center, Harvard University.

Tim Cooper
Research Director
InterMedia

Tim Cooper leads InterMedia Research and Consulting Europe, providing research and evaluation to support global development. He has specialist knowledge of designing and implementing rigorous, innovative and culturally sensitive research methodologies in Africa and South Asia. He co-leads InterMedia’s Financial Inclusion Insight Program, bringing demand-side data and insight to support the expansion of digital financial access. Before joining InterMedia, Mr Cooper led on behalf of BBC Media Action the research and evaluation strategy for English in Action, an initiative to engage more than 25 million Bangladeshis in English language learning through a combination of TV, internet and mobile phone-based entertainment and language learning. He also has a deep understanding of media-related behaviour change theory in the fields of livelihoods and health and has designed quantitative models that isolate the effect of multimedia exposure and engagement on behaviour change goals.

Hope Ewing
Senior Director, Asia Pacific & Central Europe, Middle East and Africa
Visa

Hope Ewing is Senior Director, Asia Pacific & Central Europe, Middle East and Africa for Visa. She oversees the company’s extensive financial literacy efforts, working with local teams in nearly 30 markets across the region. Prior to joining Visa, Ms Ewing served in management roles in a number of communications agencies in Asia Pacific and the US.

Winnie Huang
Financial Director, Pearson Education Greater China
Pearson

Winnie Huang is presently the Finance Director for Pearson Education Greater China. She has been with Pearson since 2009. Prior to her current role, she was Director of Financial Planning and Analysis for Pearson Education Asia Pacific. Before joining Pearson, Ms Huang had extensive experience in consulting and investment banking. She started her career with Arthur Andersen in London, and also worked in M&A with ING Barings. After 13 years in London, she moved to Hong Kong in 2007 and worked as a Case Team Leader with Bain and Company. Ms Huang graduated with a BSc in Economics from the University of Bath, UK. She is a member of the Institute of Chartered Accountants of England and Wales.

Kathy Hurley
Executive Vice President, Education Alliances
Pearson Foundation

Kathy Hurley, Executive Vice President, Education Alliances, for the Pearson Foundation, is a 40-plus year veteran of the education industry. She has been with the Foundation for five years and is a member of the executive team. Ms Hurley’s wealth of knowledge both in publishing and technology has aided the Foundation with its work in promoting literacy and global recognition. She currently serves on several key industry and education advisory boards and has been at the forefront in leading the charge for 21st century skills as Executive Board member and past chairman of the Partnership for 21st Century Skills (P21). She most recently was invited to join the inaugural Advisory Board of the People to People Ambassador Center. Other Advisory Boards include the AEE Center for Digital Learning, the Asia Society Partnership for Global Learning, the SREB/iNACOL National Online Teacher of the Year award programme, and the inaugural Building a Grad Nation Summit Steering Committee. She is the former Chairman of the National School Boards Foundation board. She also sits on the boards of three top education associations dedicated to the use of technology in education – the Consortium for School Networking; the Software and Information Industry Association and the National Coalition for Technology in Education and Training. She was recently re-elected to the board of the Association of Educational Publishers, of which she is past president. Ms Hurley has received various awards for her service to the industry, including the prestigious SIIA Ed Tech Impact Award in 2011. She was inducted into the Association of Educational Publishers Hall of Fame in 2003 for her achievements and service to the education publishing industry. Ms Hurley has served in top executive positions in both publishing and technology companies. She began her career in education working with learning-disabled students, after receiving her Master’s degree from Jersey City State College and her undergraduate education at the University of Dayton, Ohio.

Weber Lo
Citi Country Officer and CEO
Citi Hong Kong and Macau

Weber Lo is Citi Country Officer and Chief Executive Officer for Citi Hong Kong and Macau, responsible for all businesses across the Citi franchise in the two markets, including corporate & investment bank, consumer bank, commercial bank, private bank, transaction services, markets & treasury, and investment research & analysis. Before assuming this role, Mr Lo was Country Business Manager for Citibank Global Consumer Banking in Hong Kong and Macau, which covers retail banking, credit cards and small business clients. During the five years of his tenure in this position, the business saw rapid growth and expansion while its branch network doubled and the smart banking concept took shape. Mr Lo joined Citi in 2000 as Head of Citigold, the retail bank’s wealth management business. In 2001, he was appointed Head of Bankcard Marketing and was promoted to Country Marketing Director in 2002, with the added role of Director of Retail Banking from 2003. In 2004, he took up the position of Chief Operating Officer. Mr Lo was named the Promising Young Banker of the Year for Hong Kong by The Asian Banker in 2008. Prior to joining Citi, he held senior positions in Coca-Cola China Ltd and Procter and Gamble (HK) Ltd. Mr Lo is a member of the Board of Directors for China Guangfa Bank in China. He currently serves as a member of the Banking Advisory Committee under the Hong Kong Monetary Authority and the Chairman of the Financial and Treasury Services Committee of the Hong Kong General Chamber of Commerce. Other engagements include being Vice President of the Hong Kong Institute of Bankers, and a member of the Financial Services Advisory Committee of the Hong Kong Trade Development Council. Mr Lo holds a degree in Social Sciences from the University of Hong Kong.

Graham MacMillan
Senior Program Officer, Financial Inclusion
Citi Foundation

Graham Macmillan is the Senior Program Officer for Financial Inclusion at the Citi Foundation. He is responsible for leading the Foundation’s international portfolio while developing and managing key thought-leadership and innovation investments. Previously, he managed the Foundation's Microfinance and Enterprise Development portfolios. Prior to Citi, Mr Macmillan was Senior Director of VisionSpring, an award-winning social enterprise selling consumer products to promote economic development, and a Director of Business Development at Helen Keller International, a leading international non-governmental organisation. Mr Macmillan is a member of the Executive Committee of the Aspen Network for Development Entrepreneurs, and is a Term Member of the Council on Foreign Relations. He received his BA from Colby College, his MSc from NYU Wagner, and his MBA through a joint programme at NYU Stern, London School of Economics and HEC Paris School of Management.

Anthony Nappi
Chief Administrative Officer
Citi Asia Pacific

Anthony Nappi is Managing Director and Chief Administrative Officer for Citi in Asia Pacific, with overall responsibility for the Operations, Technology and functional groups across the region, including Human Resources, CSIS, Corporate and Government Affairs, and Compliance, ensuring they are all aligned to underpin Citi’s strategy and growth plans. Based in Hong Kong, he reports to Stephen Bird, CEO for Citi in Asia Pacific. Prior to this role, Mr Nappi was Region Head of Citi Transaction Services, a business unit of Citi’s Institutional Clients Group. Under his leadership, Citi Transaction Services was honoured with multiple awards, including The Asset’s “Best Transaction Bank in Asia” in 2012. Mr Nappi’s banking career spans more than 20 years. He started as a management trainee in Citibank in New York, and has served in a number of roles, including business management, financial control, operations, customer service, product management and sales, in New York, Florida, Chicago, Singapore and Hong Kong. Mr Nappi was named The Asset’s “Transaction Banker of the Year” in 2008 and 2011, the only individual to have won this award twice. In 2010, he was co-named AsianInvestor’s Custody Banker of the Year. He was also named on The Asian Banker’s “invitation-only” List of Leading Practitioners for his contribution to the transaction banking industry in Asia Pacific. In 2009, he was included in FinanceAsia’s inaugural list of 50 masters of Asian finance. Mr Nappi holds a BA in Political Science and a Master’s degree in Business Management from the University of South Florida.

David Pilling
Asia Editor
Financial Times

David Pilling is the Financial Times’ Asia Editor, appointed in 2008. He oversees the FT’s coverage of the Asia region from Afghanistan to Australia, including China, India and Japan. In addition to directing the work of regional correspondents, and overseeing the editing and commissioning team in Hong Kong, Mr Pilling writes an award-winning weekly column on Asian business, politics and economics, which appears worldwide. He regularly contributes longer features, including for the Weekend FT, and frequently interviews business and political leaders throughout the region. Mr Pilling joined the FT in 1990 and worked on the international and main news desks in London before being posted to Santiago, Chile in 1993. Between 1994 and 1997, he was based in Buenos Aires, Argentina, before returning to London to become Deputy Editor of the Comment and Analysis Page. Between 1999 and 2002, Mr Pilling was the Global Pharmaceuticals and Biotechnology Correspondent. In 2002, he moved to Japan for a six-year stint as Tokyo Bureau Chief. He has won numerous reporting prizes, most recently for coverage of Japan and China, both individually and as part of FT teams. He was awarded the Best Commentator prize by the Society of Publishers in Asia in both 2011 and 2012. He was also named Best Foreign Commentator for 2011 in the UK’s Editorial Intelligence Comment Awards for coverage of China, Japan and Pakistan. Mr Pilling is an Assistant Editor of the FT. He is the author of Bending Adversity: Japan and the Art of Survival, to be published by Penguin in January 2014.

Sean Rach
Regional Director, Brand and Corporate Affairs
Prudential Corporation Asia

Sean Rach is Regional Director, Brand and Corporate Affairs, for Prudential Corporation Asia. He joined Prudential Corporation Asia in 2009 and is responsible for integrated marketing solutions for Prudential’s businesses across Asia. He is the creator of Cha-Ching – a financial literacy programme developed with Cartoon Network Asia that helps parents develop money-smart kids. Prior to joining Prudential, he led the regional American Express account at Ogilvy & Mather Asia Pacific and was Managing Director, OgilvyOne Hong Kong. He held several marketing positions with Sprint Communications and Hallmark Cards. Mr Rach is active in the Asian marketing community, having served as the Chairman of the Hong Kong 4As Interactive and Direct Committee (2001-2008) and Mobile Marketing Association Asia Pacific (2009-2010).

Bilal Zia
Economist, Development Economics Research Group
World Bank

Bilal Zia is a Senior Economist in the Research Department at the World Bank in Washington DC. His research focuses on financial development at the household, firm and bank levels, and his work has appeared in top refereed academic journals. His recent work includes rigorous impact evaluations of financial literacy programmes, testing innovative methods to improve financial access for households and firms, and applying insights from behavioural economics to development finance. Dr Zia holds a PhD in Economics from the Massachusetts Institute of Technology and a BSc (Hons) from the London School of Economics.

Myriam Bartu
Founder and Head of Programs, Enrich
Hong Kong

Myriam Bartu founded Enrich in 2007, building on her experience working with women migrants and ethnic minorities in Hong Kong, China and the UK. By providing financial literacy, communications and entrepreneurship training, Enrich empowers migrant women to take control of their finances and improve their families' futures. To date, Enrich has run participatory workshops for over 3,000 migrant women in their own languages impacting 15,000 family members across Asia. Ms Bartu also works with Hong Kong-based group a+b=3 to design financial literacy programmes and train trainers for charities and corporate social responsibility programmes. She holds an MA in Chinese Studies from the School of Oriental & African Studies (SOAS) at the University of London.

Irma Cosico
CEO, ASKI Global Ltd
Singapore

Irma L. Cosico is Chief Executive Officer of ASKI Global Ltd. She has worked in different capacities in the microfinance industry for almost 15 years. Before joining ASKI Global, she was Managing Director of ABS-CBN Bayan Academy for Social Entrepreneurship & Human Resource Development until March 2010. Prior to that, she headed the Microfinance Operations of ABS-CBN Bayan Foundation from 2003 to 2005 and the Client Services Group from 1999 to 2002. Ms Cosico also served as Consultant to the Asian Development Bank in 2002 where she assisted in the design of the Japan Fund for Poverty Reduction Project’s Philippine Initiatives in Rural Development. In 2006, she was commissioned by HSBC to do a study on Franchising Microfinance. Ms Cosico was one of the pioneers of the Alliance of Philippine Partners in Enterprise Development, a network of Christian-based MFIs. She was seconded as Project Coordinator of the Microfinance Council of the Philippines. Ms Cosico has a Master of Science degree in Development Communication from the University of the Philippines Los Banos and a Master’s in Public Administration from Carleton University in Ottawa, Canada, as a Canadian International Development Agency scholar. She also holds a Master in Entrepreneurship degree from the Asian Institute of Management.

Chhavi Ghuliani
Manager, Advisory Services
BSR

Chhavi Ghuliani is Manager, Partnership Development and Research, for BSR in New York. He brings critical leadership to BSR, with a particular emphasis on sustainability in emerging markets. Mr Ghuliani leads BSR’s HERfinance program, a cross-sector initiative that aims to build the financial capability of low-income workers in global supply chains through education and access to appropriate financial services. He manages the programme in India and its expansion to other countries in Asia and Latin America. Prior to joining BSR, Mr Ghuliani worked for a socially responsible investment firm, where he combined financial and environmental, social and governance analysis to make sustainable investment recommendations. He also spent several years as an operations manager for Oracle’s Asia-Pacific and Americas regions, opening a new operation in India. His other experience includes developing a CSR strategy for a spirits company in Mexico, developing sustainability reports for companies in India and Saudi Arabia, and working as a freelance CSR consultant for the Institute of Public Health. Mr Chhavi holds an MBA from the Wharton School of Business and an MA in International Studies from the Lauder Institute of the University of Pennsylvania. He holds a BA in English and Computer Science from Rutgers University.

Diane Lam
Assistant Vice President, Corporate Citizenship
Citi Hong Kong

Diane Lam manages Citi Hong Kong’s corporate citizenship programmes, including initiatives on financial education, community development, and the environment. She works closely with charitable organisations on the development, implementation, impact assessment and public visibility of their community programmes. Ms Lam also chairs the Hong Kong Corporate Contributions Committee and often represents the bank at high-profile corporate citizenship events. Prior to joining Citi, she worked in advertising and public relations. Ms Lam holds a BSc in Philosophy and Economics from the London School of Economics and Political Science.

Katie Nienow is Co-Founder and Vice President, Business Development at Juntos Finanzas, a Silicon Valley-based group that works with partners worldwide to design and implement empowering personal finance tools for cash-based households. Prior to Juntos, Ms Nienow worked in microfinance, first in field operations, based in Lubumbashi and Kinshasa in DR Congo, and then in development based in the US. Ms Nienow has degrees in Physics and Economics from the University of Virginia.

Ana Pantelic
Project Coordinator, Fundación Capital
Colombia

Ana Pantelić is the Coordinator of Fundación Capital’s LISTA initiative, which seeks to scale up access to financial education and enhance financial capabilities at the Base of the Pyramid with the use of information and communication technologies. In 2012, her team designed, developed and tested the unique Colombia LISTA tablet-based app, complemented with mobile-based reminders, nudges and incentives, and distributed via the Freeing Financial Education methodology. Given the excellent results of this pilot, the LISTA initiative will soon be expanding to other countries and regions. Ms Pantelić has experience in international development, research and education, and has worked in the US, Spain and Serbia. Prior to joining Fundación Capital, she worked on a USAID local economic development project and with the Center for Environmental Policy and Sustainable Development in Serbia. She is an expert in technology-based solutions for poverty alleviation and is a passionate believer in sustainable development. Ms Pantelić is a PhD candidate in Political Science at the University of Belgrade, holds a Master’s degree in International Relations from Boston University and a Bachelor of Science degree in Communication from the same institution.

Hemanth Paul
Country Director
American India Foundation

Hemanth Paul is the India Country Director for the American India Foundation, based in New Delhi. Dr Paul has extensive experience in the corporate sector with Bausch & Lomb (India, Kuala Lumpur and Hong Kong) and in the development sector at the L.V. Prasad Eye Institute, Hyderabad. At Bausch & Lomb (1994-2009), in the capacity of Head, Professional Services India and South Asia, Business Head (Export Markets) and Director of Professional Services for the Asia Pacific Region, he managed the development of professional education programmes, internal technical training and professional relations in the region. This included setting up the Bausch & Lomb School of Optometry in Hyderabad in collaboration with the L.V. Prasad Eye Institute and heading Bausch & Lomb’s CSR initiative of setting up and running Cataract Care Centres in underserved parts of India. Dr Paul also served as Director of Research and Development at Bausch & Lomb’s Global Strategy Group. He has an MBBS and MD from the All India Institute of Medical Sciences, as well as a degree in Business Management from the All India Management Association.

Ligwina Poerwo-Hananto
Independent Financial Planner, CEO
QM Financial, Indonesia

Ligwina Poerwo-Hananto is an independent financial planner based in Jakarta. She is Chief Executive Officer of Quantum Magna Financial (QM Financial), a leading financial planning firm in Indonesia; a columnist in several magazines; and the host of financial planning shows on radio and television. Together with her team at QM Financial, she serves the rapidly growing middle class in Indonesia. The QM Financial team was also recently invited to visit factories across Indonesia -- from Banten, West of Java, to Timika, West of Papua -- to provide financial education to the workers there. In 2010, Ms Poerwo-Hananto was recognised as one of Emerging Leaders of the Region at the Advance Women Summit in Sydney. In 2011, she was awarded an Australian Alumni Award for Entrepreneurship by the Australian Embassy, and in 2012, she received the Women Entrepreneurship Award from Femina, Indonesia’s leading women’s magazine. She has written two books -- Plan Now: 5 Stages to Financial Freedom and For a Stronger Indonesia: 100 Steps Not To Be Poor. Ms Poerwo-Hananto has a Bachelor of Commerce degree from the Curtin University of Technology in Perth, Australia, and an MBA from the IPMI Business School in Jakarta. She is a Certified Financial Planner (CFP), a Certified Wealth Manager (CWM) and an Associate Estate Planning Practitioner (AEPP).

Jackie Spencer
Pension and Retirement Strategy Manager, Money Advice Service
UK

Jackie Spencer is the Pension and Retirement Strategy Manager for the UK’s Money Advice Service. She leads the development of Money Advice Service’s pension and retirement consumer strategies to help everyone make the most of their money. Prior to joining Money Advice Service, Ms Spencer worked for Age Concern Ealing and managed a pre-retirement education project. She has also been a financial planner for a major Canadian bank, worked in India leading a micro-credit project, and taught marketing to college students in Kenya. She is a Certified Financial Planner and holds a Master’s degree in International Finance.

Rick van der Kamp
Operations Officer, Sustainability Business Advisory
IFC

Rick van der Kamp is Operations Officer at IFC, and has over 8 years’ experience in corporate supply chain and smallholder projects across a number of agribusiness commodities. Mr van der Kamp started his career in management consulting with Accenture in London. After a number of years he decided to focus on international development, and did work in agribusiness, microfinance and private sector development across Africa, Latin America, Eastern Europe and Southeast Asia. Before joining IFC in 2007, he also spent a year in Washington, DC as a merchant banker focusing on emerging markets. Mr van der Kamp is a Dutch national and speaks six languages. He is currently managing IFC's agri-finance program in Indonesia, and coordinates a national forum on agri-finance development. He received an MEng in Physics from Eindhoven University of Technology (Netherlands) and an MSc in Economics from the School of Oriental and African Studies (London, UK).

Rajitha Vinnakota
Head of Citizenship and Community Development
Citi Asia Pacific

Rajitha Vinnakota is Head of Citizenship and Community Development for Citi Asia Pacific, based in Singapore. In this role, she is responsible for driving Citi’s citizenship activities across 18 markets in Asia Pacific, including overseeing the Citi Foundation grant portfolio, business donations, employee volunteerism, environmental sustainability and disaster response. She joined Citi in 2011 as a Senior Manager for Community Development. Prior to Citi, Ms Vinnakota worked for Symbiotics, a Geneva-headquartered microfinance investment company, where she established and oversaw its Asia operations as a Senior Investment Analyst. Earlier, she worked in Wachovia's Capital Markets business as a Fixed Income Research Associate and an Institutional Investor Management Analyst. She also taught English in the Dominican Republic. Ms Vinnakota holds a BA in Public Policy from Duke University, an MSc in Economic History from the London School of Economics and Political Science, and an MBA from INSEAD.

Alyna Wyatt
Practice Manager
Genesis Analytics

Alyna Wyatt is a Practice Manager at Genesis Analytics in Johannesburg. She specialises in monitoring and evaluation, while her sector expertise lies in Financial Inclusion. She supports government, private and not-for-profit clients on using development resources to leverage investment and innovation, and maximise socioeconomic impact and sustainability. Ms Wyatt has undertaken a number of reviews of global financial education initiatives and has recently developed a toolkit to assist group-based organisations to implement financial education initiatives for FinMark Trust. She is currently leading two quasi-experimental evaluations of two interventions (grade 11 learners and in-community customers) implemented by one of South Africa’s largest banks. From 2010 to 2012, she was the Team Leader of the £4 million Financial Education Fund funded by the UK’s Department for International Development. She is an active member of South African Monitoring and Evaluation Association (SAMEA) and the African Evaluation Association. Ms Wyatt holds an MA in Rural Development from the University of Sussex in the UK, and a BA in Economics and a B. Physical and Health Education from Queen’s University in Canada.

Ivan Yiu Tze Leung
Community Services Secretary, Tung Wah Group of Hospitals
Hong Kong

Ivan Yiu Tze Leung is Community Services Secretary at Tung Wah Group of Hospitals, one of the largest social services organisations in Hong Kong. Mr Yiu has more than 30 years’ experience in public services and the social welfare sector. He is currently a member of the Family Council, the Societal Engagement Task Force of the Commission on Poverty, the Action Committee Against Narcotics, the Partnership Fund for the Disadvantaged, and the Steering Committee on Promotion of Volunteer Service. He was also previously a part-time member of the Central Policy Unit of the HKSAR Government and served many years on the Commission on Youth.