Investment Essentials: the best routes to reliable income
 
Kate Beioley
Deputy Personal Finance Editor
Investors Chronicle
Kate Beioley is Deputy Personal Finance Editor of the Investors Chronicle. She joined the magazine as a personal finance writer in 2015 and writes about active and passive investing as well as pensions, tax, savings and financial planning issues. Since joining the magazine Kate has launched the Investors Chronicle’s Book Club feature and writes a monthly Markets and Your Money column. She has a background in legal journalism before joining the magazine.
 
Algy Hall
Associate Editor
Investors Chronicle
Algy Hall is  Tips Editor of the Investors Chronicle and the writer of the magazines' stock screening column. Algy began his career in financial journalism in 1998 writing for Investment Trust Newsletter. He assisted the founding of Citywire where he  predominantly wrote about the investment activities of shrewd investors until he joined Investors Chronicle in 2006. The 38 stock screen's Algy regularly monitors have an average life of just over 3 years during which they have produced average returns of 90.2 per cent compared with an average of 29.4 per cent from the relevant indicies.
 
John Hughman
Editor
Investors Chronicle
John Hughman joined Investors Chronicle in 2008 as Associate Editor, with a focus on technology and consumer stocks. Since then he’s launched the magazine’s award-winning blog, the Chronic Investor, and led the development of mobile products before becoming editor in 2012.
 
Toby Ross
Deputy Manager, The Scottish American Investment Company (SAINTS)
Baillie Gifford
Toby graduated MA in English Literature from the University of Cambridge in June 2006 and joined Baillie Gifford in the same year. He spent some time as an Investment Analyst in the UK Equity Team before becoming a Global Sector Specialist. In 2013 he took on a second role, joining our Global Income Growth team. Toby is one of the Deputy Managers of the Scottish American Investment Company PLS (SAINTS) and is a CFA Chartholder. 
 
Tom Stevenson
Investment Director for Personal Investing
Fidelity International
Tom joined Fidelity in 2008. A spokesman and commentator on investments, Tom is responsible for defining and articulating investment strategy for Fidelity's Personal Investing business. Widely quoted in the national press and appearing regularly on radio and television, Tom is a sought-after expert on markets, investment trends and investment funds. He is a weekly columnist in the Daily Telegraph and regularly appears on BBC News, Sky and major radio stations. Prior to joining Fidelity, Tom was a financial journalist working for publications including Investors Chronicle, the Independent and the Daily Telegraph.