2014 Assets Learning Conference

Using Alternative Data Credit Reporting to Expand Access to Credit: Benefits and Risks for Young Adults, Microbusiness Owners and People of Color

Friday, September 19th, 2014
10:15-11:45 AM

Room: University of DC

This session will explore the potential for alternative data credit reporting to be a financial inclusion tool that can benefit several populations with higher levels of financial insecurity, especially lower-income small business owners, young adults and communities of color. Attendees will learn about new research that examines how one alternative data provider’s product affects access to credit for thin-file consumers. A panel of speakers will discuss how the research may apply to the communities they work with. Key questions for discussion will include: Are there certain types of data that should be prohibited from being included in credit reports, including reports constructed from alternative data? What policies are needed to make alternative data more mainstream? What policies are needed to mitigate any risks posed by alternative data credit reporting?


  • Jeffrey Feinstein, LexisNexis Risk Solutions
  • Charles Lowery, NAACP
  • Zaydoon Munir, Revolution Credit
  • Celina Peña, Accion Texas
  • Katherine Lucas McKay, CFED (Moderator)

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